THE INVESTMENTS THE BANKS STOPPED OFFERING

Business Loans

Looking for a different way to get a property deal? Our platform specialises in custom packaging property transactions that creates win win situations. Below is an introduction to some of our custom buying products. 

For more information contact your Platinum Wealth Markets representative...

  • DEBTOR

    FINANCE

  • INVENTORY FINANCE

  • WORKING

    CAPITAL FINANCE

  • EQUIPMENT FINANCE

DEBTOR FINANCE

We can provide a range of debtor financing solutions including:

DEBTOR FACTORING 

  • Where we advance funds for a fee and

DEBTOR DISCOUNTING 

  • Where we purchase your accounts receivable at a discounted rate

Our range of debtor finance solutions can  provide great benefit to clients of the Platinum Wealth Markets network.

INVENTORY FINANCE

  • The Importer/Distributor commonly needs to maintain a complete stock of inventory to supply buyers as required. But large stock levels can easily tie up significant amounts of working capital. 

  • As opposed to a traditional bank line of credit, which may take Inventory as backup collateral, asset based inventory lenders considers inventory to be the primary source of repayment.

  • The amount of credit extended under an asset-based inventory loan is explicitly linked to a formula based upon the type of inventory collateral and how quickly it can be sold. 

  • A key benefit of asset-based inventory lending is that the common high leverage of Importer/Distributors is not necessarily a barrier to finance if the company's underlying inventory assets have sufficient liquidation value.

  • Thus, asset-based inventory lending is well suited to highly leveraged Importer/Distributors.
     

WORKING CAPITAL FINANCE

  • Working capital loans are as good as term loan for a short period.

  • These loans may be repaid in instalments or a lump sum at the end.

  • The borrower should take such loans for financing permanent working capital needs. The cost of interest would not allow using such loans for temporary working capital.

EQUIPMENT FINANCE

Our Equipment Financing division offers a variety of equipment financing loans

  • Rental Agreements

  • Finance Leases

  • Secured Loan Agreements (Chattel Mortgages)